Mobile App:

- Account and Private Key Management

- Balance Tracker and Txn History

- Send/Receive

- Exchange Market

- Payment

API Framework (organized by services):

- Brands

- Accounts

- Gift Card Issuance

- Direct Transfers

- Payment

Customer and Investor Outreach:

- 5 Product Demos scheduled for potential customers

- 5 investor meetings scheduled

- Trade shows and tech shows presence

Joseph Wu - founder, product development    (5) Joseph Wu | LinkedIn

Marcos Rivera - mobile app development    marcorivas06 (Marcos Rivas) (github.com)

Juan Vazquez - API, blockchain development   (5) Juan Vazquez | LinkedIn

Tony Wang - advisor, business development  (5) Tony Wang | LinkedIn

Hammad Usmani - technical consultant  (5) Hammad Usmani | LinkedIn

Product: 

Gift card system built on the Stellar Blockchain

- Mobile Wallet for users to redeem, transfer, swap, and pay using gift cards

- API service for businesses that choose to integrate with this system 

Problem and Solution: 

Gift card balances, airline miles, loyalty points are currencies issued by businesses, backed by their products and services. In the modern era, business currencies have been used for a range of purposes beyond gifting, such as charitable giving, payment of wages, legal settlements. They are important tools to reward brand loyalty, encourage consumption, generate new sales, and even raise capital.
However, gift cards still run on archaic technology like Serial-PIN swipe cards, or siloed databases. It is difficult for consumers to do basic things like track or combine balances, recover lost funds, transfer balance. Secondary market, where secondhand gift cards are re-sold or exchanged, is rife with fraud.
An open, secure, and standardized gift card system on the blockchain can unlock tremendous value for consumers, businesses, and the economy.

Stellar Integration:

- Using Stellar token standard to issue tokens representing various business currencies (gift cards, airline miles, hotel points) 

- Issuer authority to allow businesses to freeze or revoke tokens in case of lost account, or fraud

- Smart contract to allow users to swap from brand to brand (e.g. exchange gift card for airline miles)

Minimum Viable Product - Mobile App

A completed mobile app for users to redeem gift cards, manage balances, transfer balances, and swap balances via DeFi market. To deploy on App Store (IOS and Android)

Budget estimate: $15,000

Timeline: 3 months (concurrent)

Minimum Viable Product - API service

API framework for businesses to integrate to manage and use the tokenized gift card system

Budget estimate: $15,000

Timeline: 3 months (concurrent)

Customer Outreach and Demos + Investor Pitch

Arranging logistical and legal expenses to meet with customers and investors to demo the product and form partnerships to grow this product. 

Budget estimate: $10,000

Timeline: 3 months