CEX On-ramp

Tensfer has an Infra that allows other dApps to integrate with her extension, allowing users to access their CEX liquidity directly from within those applications(currently supports EVM chains). We will extend this integration capabilities on the Stellar blockchain.

(A demo of this is shown in the video )

Problems It Solves:

• Lack of embedded interface while moving assets between CEX and DEFI, across blockchains in dApps.
• Address prone mistakes while copying and pasting addresses during transfer execution between CEXs and dApps, vice versa.

Benefits:

• Tensfer's CEX on-ramps can simplify the process for users to transfer funds from familiar centralized exchanges (CEX) directly into their Stellar wallets. This can attract new users to the Stellar network by eliminating the potentially complex steps involved in acquiring crypto through decentralized exchanges (DEX) or peer-to-peer transactions.
• Tensfer's CEX on-ramps non-custodial approach allows users to retain control of their private keys while enabling CEX on-ramps. This can be attractive to users who are wary of fully centralized solutions but still value the ease of use offered by CEX platforms. The CEX on-ramps acts as a bridge, reducing friction for users who want to participate in the Stellar ecosystem without fully transitioning to a self-custody model.

How It Works:

• Connects with CEX and DEX directly using the available public APIs.
• Implement support for WalletConnect to extend compatibility to self-custody wallets.
• Implements Stellar's CAP-0021 for token transfer authorization
• Implement a trustless authentication method

Audience:

• dApp developers: Tensfer provides an infrastructure that allows dApps to integrate Tensfer's CEX On-ramp feature, giving users direct access to their CeFi liquidity from within the dApps.

  Currently dApps built on EVM chains with planned extension to Stellar blockchain.

Crypto enthusiasts and DeFi users: Tensfer solves problems specifically faced by users who deal with both DeFi and CeFi platforms, by simplifying the transfer of assets between them.

 

Wallet Analyzer

Tensfer's Wallet Analyzer provides comprehensive insights into crypto wallets addresses in the Stellar network.

Problems It Solves:

• Lack of transparency in wallet activities.
• Difficulty in tracking multi-chain wallet addresses and it’s assets movements.
• Limited access to detailed wallet analytics for retail users.

Benefits:

• Enhanced Decision-Making: Users can make better financial decisions based on a comprehensive wallet analysis of a particular address on the Stellar blockchain.
• Identifying Successful Wallets: By analyzing transaction history, total volume, and asset distribution on the Stellar network, Tensfer Wallet Analyzer can might reveal "whales" (large holders) within the ecosystem, hence helping users(copy traders) identify wallets with potentially successful trading strategies.

How It Works:

• Utilizes Stellar's Horizon API to fetch wallet data and transaction history.
• Implements Stellar's SEP-0001 for standardized metadata retrieval.
• Leverages Stellar's CAP-0015 for fee-bump transactions analysis.
• Integrate with Stellar Expert for detailed wallet analytics and historical data.

Audience:

Users, copy traders or retails investors looking to gain extensive insight into any wallet address activities on-chain.

Tensfer Swap​​​​​​​

Tensfer swap aggregates low-value assets across a user's linked wallet, and allows users to swap those assets into USDC on Stellar in a single transaction.

Problems It Solves:

• Asset Fragmentation: Helps users consolidate low-value assets across multiple wallets into stablecoins like USDC.
• Transaction Efficiency: Enables users to execute complex multi-asset swaps in a single transaction, reducing gas fees and improving user experience.
• Multi-Source Funding: Transfer swaps allows the aggregation of various funding sources in one transaction. By topping up a USDC balance for a purchase from converting low value assets in value like BTC to ETH etc.

Benefits:

• Increased Liquidity: Encourages users to hold and transact with stablecoins by providing a seamless way to consolidate and convert fragmented holdings in their Stellar wallet or various exchanges.

How It Works:

• Connects with CEX and DEX directly using the available public APIs.
• Utilizes either Stellar AMM’s, Stellar's CAP-20 or path payment integration for cross-asset swap transactions.
• Leverages Horizon API to retrieve market data and pricing information to calculate assets price before swap execution.

Audience:

Individuals who have low-value assets in their wallets, and want to swap it to stablecoins.

Team & Company

Team bio

Founders

Blessing Krofegha

Role: CEO, Co-founder

Last jobs: Matterlabs(zksync), Okra, Retailer, KubitX

Summary:
Blessing is a seasoned backend and blockchain software architect, with over 7 years experience building blockchain and fintech technologies. He was part of the early team that built zkSync, an Ethereum layer 2 blockchain. Blessing participated in groundbreaking internal and external tools at Matterlabs raging from works on the prover, the centralized sequencer, the block explorer etc.
Before Tensfer, Blessing contributed to the backend architecture that currently powers the account-account payment at Okra technologies, which currently serves over 400+ businesses in Africa.
His expertise spans across creating and executing digital product strategies that aligns with cutting-edge technologies in blockchain and fintech. Blessing's vision is bridging the gap between Centralized Finance (CeFi) and Decentralized Finance (DeFi) for users.

LinkedIn: https://www.linkedin.com/in/blessing-krofegha-a0277a161/

Github: https://github.com/krofax

Eto Olei

Role: Co-founder, VP Engineering

Last jobs: Callstack, Expensify, Kubitx, Tribl

Summary:

Eto is a skillful mobile and web senior javascript architect, with close to a decade expertise in pioneering advanced payment solutions for blockchain, e-commerce, and fintechs businesses across Europe and Africa.
He has contributed to the development of various decentralized applications (DApps), including Tribl, a peer-to-peer crypto wallet platform for Nigerians in the diaspora, sendCash a money transfer service focused on enabling quick and easy international payments to Nigeria, utilizing stable coins.
Expensify an all-in-one financial tool designed to simplify expense management for individuals and businesses.
Eto's expertise lies in crafting user-centric products that address real-world challenges, advancing financial inclusion and tech innovation. His dedication to collaborative progress highlights his commitment to leveraging technology for societal betterment, aligning perfectly with our project's goals of bridging the gap between Decentralized Finance (DeFi) and Centralized Finance (CeFi) for users by providing a secure and user-friendly platform.

LinkedIn: https://www.linkedin.com/in/teneeto/

Github: https://github.com/teneeto

Chidera Anamekwe

Role: CBO, Co-founder

Last jobs: Bulls report,  Zenith Bank PLC

Summary:
Chidera brings a wealth of financial expertise to the team as a former senior account executive, with a remarkable career managing assets over ₦100 million. Currently, she oversees mutual funds in Nigeria's biggest bank, Zenith PLC, handling more than ₦2 billion in companies funds as their account officer.
She holds a hold a Master of Science in Wealth Management from Queens Mary University London, an ACCA Affiliate certification, and a CISI Associate certification in International Certificate in Wealth and Investment Management.
Her deep understanding of asset management and the financial landscape significantly strengthens our project's foundation, ensuring a strategic approach to financial inclusion and the effective use of blockchain technology in transforming traditional financial transactions. 

LinkedIn: https://www.linkedin.com/in/chidera-anamekwe/

Core Team

 

Dennis Terna

Role: Product Owner & Web/Mobile Lead

Last jobs: Evarfinance,  Stutern

Summary:

Dennis is an experience fullstack engineer with over 4 years experience in building pixel-perfect screens, and complex architectures for blockchain and fintech business in Nigeria, Canada and the united Kingdom.
He has contributed to the development of various Interesting projects, including Evarfinance, a blockchain payment infrastructure designed to make cryptocurrency payments easier for businesses, creators, and people who own digital assets.
He also worked as a fullstack web and mobile instructor, where he trained over a 200 software engineers at Stutern.
With an extensive blockchain, and fintech background, Dennis leverages his profound expertise in product management and engineering to deliver innovative solutions to our users.
 

Skills and Expertise:

• Programming Languages: Proficient in Nodejs, Go, JavaScript, TypeScript, HTML5, and CSS3,
• Mobile Frameworks: Extensive experience with React Native, Flutter, Kotlin
• Web3 Technologies: Extensive experience with Ethereum, Solidity, smart contract development, and integration with decentralized applications (dApps).
• Blockchain: In-depth knowledge of Stellar blockchain, including Stellar SDK, Soroban,  Horizon API, and Stellar Core.
• Databases: Expertise in both SQL (PostgreSQL, MySQL) and NoSQL (MongoDB, Redis) databases.
• API Development: Skilled in designing and developing RESTful APIs and GraphQL endpoints.
• Security: Strong understanding of blockchain security principles, encryption, authentication, and authorization mechanisms.
• Cloud Platforms: Proficient in AWS, Azure, and Google Cloud for deploying and managing applications.
• Version Control: Experienced in using Git and GitHub for version control and collaboration.
• CI/CD: Knowledge of continuous integration and deployment practices using Jenkins, Travis CI, or GitLab CI.
   

  LinkedIn: https://www.linkedin.com/in/dennis-terna

  Github: https://github.com/Denniman

Damilola Adegbemile

Role: Frontend Lead

Last jobs: RetailLoop,  Retailer

Summary:

Dami brings over 4 years of experience as a Frontend Engineer to the table. He excels at crafting dynamic and responsive web applications, with a specialization in Web3 technologies. Dami seamlessly integrates frontend interfaces with blockchain systems, leveraging modern frameworks and libraries to create intuitive user experiences. His commitment to high-quality code and effective collaboration with backend teams makes them a valuable asset.

Skills and Expertise:

• Programming Languages: Proficient in JavaScript, TypeScript, HTML5, and CSS3.
• Frontend Frameworks: Extensive experience with React.js, and Next.js.
• Blockchain: In-depth knowledge of Stellar blockchain, including integration with Stellar SDK and Horizon API.
• State Management: Expertise in using Redux, MobX, Context API.
• UI/UX Design: Strong understanding of user interface design principles, user experience optimisation, and responsive design.
• Tools and Libraries: Proficient in using tools like Web pack, Babel, and npm/yarn for build and package management.
• API Integration: Experienced in integrating RESTful APIs and GraphQL endpoints.

           LinkedIn: https://ng.linkedin.com/in/damilola-adegbemile-a768b6b8

           Github: https://github.com/damilola1ade